Paypal payment guide -NOT as 'instant' as you may think

Despite Popular belief, paypal is not always an INSTANT funding method, and thinking that it is may lead to dissapointment in some cases.Paypal offers 3 different types of funding methods in Australia:- Credit Card- Instant Bank Transfer- eChequeand how quickly the funds are available to the seller, varies heavily on the payment method chosen.Credit CardCredit Card is by far the safest and quickest method to pay by if using paypal. A credit card payment will deduct instantly from your available ballance, and will be posted instantly to the sellers paypal account...... What you may not be aware of however, is paypal has the ability to hold funds from release in the sellers account, which means even though you have paid, the seller may not be able to access funds for a period of time determined by paypal. The other thing to remember, is the seller still needs to withdraw those funds from thier paypal account into thier bank account before they can be spent in the real world, and this is a process which takes 3-7 days depending on which day of the week, and which bank is involved.Also: Despite all the warnings paypal might show you to encourage bank payment instead of credit card, the only party that has extra protection from the bank transferr option is paypal itself. If you use bank transferr instead of credit card, you give up all the